PROVIDENT

TERMS OF SERVICE

Provident Agency, Inc., d/b/a Provident Benefits and/or Provident Insurance (collectively ďProvidentĒ) is a Pennsylvania corporation that maintains a website at www.providentbenefits.com and related pages (the ďSiteĒ). Please review the following terms and conditions carefully and periodically: the current terms and conditions will govern your use of and access to the Site, and they may be revised from time to time.

General Statement

Provident created and maintains its Site to provide members of the public with general information about Providentís business. The Site only provides general information, which may be outdated, incomplete, or inapplicable to your personal situation. You should not rely on any of the information on the Site, and Provident will not be responsible or liable to you if you do. Accurate statements about Provident and the services that it provides can be obtained from insurance policies and products that Provident may provide to you separately and directly.

Ultimately, you are responsible for evaluating the accuracy, completeness, suitability, and usefulness of any information that Provident provides on its Site. By providing the Site, Provident is not giving you or anyone else professional advice or opinions on specific facts or matters.

Disclaimer of Warranties

PROVIDENTíS SITE IS PROVIDED ďAS IS,Ē WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. IF YOU ACCESS THE SITE, YOU DO SO AT YOUR OWN RISK. PROVIDENT WILL NOT BE REPONSIBLE FOR ANY HARM OF ANY KIND THAT MAY RESULT FROM YOUR USE OF ITS SITE.

If you use the Site, then you agree that neither Provident nor any of its employees, agents, successors, assigns, affiliates, or content and/or service providers (also collectively ďProvidentĒ) will be liable to you for any damages or injury caused by errors, omissions, defects, computer viruses, or other problems related to the Site or your access to it, or under any theory of liability, such as breach of contract, tort, failure to comply with a legal statute, or any other cause of action.

Privacy Statement

If you entrust information to Provident, it will not, without your permission, sell, publish or share information that identifies you or any person. Provident will, at all times, comply with all relevant laws regarding personal information; train its staff to keep all personal information secure; and use accepted best practices regarding the privacy and security of your personal information.

Links to and from Providentís Site

Provident is not responsible for information or other content, including computer viruses, that may be provided by websites that link to Providentís Site or that exist at links from Providentís Site. Whether or not Providentís Site provides a link to or receives a link from such sites, Provident does not endorse such sites or their content.

Copyrights, Trademarks, and Intellectual Property

Provident is the owner and/or authorized user of any trademark, registered trademark and/or service mark appearing at its Site, and Provident is also the copyright owner or licensee of the content and/or information on its Site. By providing and/or using trademarked or copyrighted material on its Site, Provident is not granting you any license or other authorization to use these materials. While you may copy information from Providentís Site for your personal use, you may not otherwise copy, reproduce, republish, upload, post, transmit, or distribute any information or material from Providentís Site in any way, unless you request and receive specific written permission to do so from Provident.

Miscellaneous

By using Providentís Site, you agree that Pennsylvania law, without respect to its choice of law provisions, will govern the foregoing Terms of Service, and you agree that any disputes between you and Provident will be submitted to the personal and exclusive jurisdiction of courts located in Allegheny County, Pennsylvania.

You further agree that even if Provident fails to enforce its Terms of Service or any right or provision therein, Provident has not waived and will not be deemed to have waived such rights and provisions. If a court ever finds a provision of the foregoing Terms of Service to be invalid, you agree that the remaining Terms will remain in full force and effect. If a court ever determines that Provident cannot completely disclaim any warranties and/or liability to you, then you agree that Providentís liability to you must be limited to the greatest extent allowable under law.