PROVIDENT


Accidental Death and Dismemberment Insurance

In the United States, accidents are the number one cause of death among people under the age of 44, and the fourth leading cause of death overall according to the National Vital Statistics Report published by the Centers for Disease Control and Prevention in 2015. Accidental Death & Dismemberment (AD&D) insurance through Provident and underwritten by AXIS Insurance Company can help provide added protection for volunteer firefighters and emergency responders.

  • Our AD&D coverage includes a Seat Belt Benefit which is an additional 25% of the AD&D benefit up to a maximum of $50,000 that may be payable if an insured person dies as the result of a covered accident in any vehicle while he or she was wearing a seat belt.
  • Eligible volunteer firefighters and emergency responders are covered by our AD&D insurance while at work and when they are off-duty. Members are covered 24 hours a day anywhere in the world, and this includes riding as a passenger in an aircraft being used for transporting passengers.

In order to provide a quote for our Accidental Death & Dismemberment insurance, we need to know some basic information including how many members the volunteer fire department or emergency service organization would like to cover, as well as the benefit limit (up to a maximum of $500,000).

Request A Quote

Download our questionnaire to get a free no-obligation quote (PDF). This form can be completed online but must be printed and signed prior to being returned to our office.

THIS IS A GROUP ACCIDENT ONLY INSURANCE POLICY. IT PAYS LIMITED BENEFITS AND DOES NOT PAY BENEFITS FOR LOSS CAUSED BY SICKNESS. Coverage is underwritten by AXIS Insurance Company and administered by Provident.

If requested, an insurance proposal will be issued.  Please review the proposal for important coverage details, limitations and exclusions.

Coverage is subject to exclusions and limitations, and may not be available in all US states and jurisdictions. Product availability and plan design features, including eligibility requirements, descriptions of benefits, exclusions or limitations may vary depending on state laws. See the actual policy language or your Provident representative for specific provisions and details of availability.

In addition to Accidental Death and Dismemberment Insurance, please read more about the other insurance products we offer for volunteer firefighters and first responders

Contact our office to learn more about what insurance coverage is available in your area.

 

Scott Fleischer
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